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When you build with Michael Homes Inc. you will not be disappointed. 98% of all builds never experience warranty issues because we take the necessary care with every step. If you’re looking for a worry-free home building experience that results in a home you can be proud of, Michael Homes is the contractor you’ve been looking for.

Looking for financing?

We can arrange private financing (OAC) if you need a little to get you over the line in regards to the cost of the build. Maximum $100,000. We’ve put together some numbers for you but be mindful that these are examples only and may not reflect current market conditions. Please confer with us prior to making any assumptions.

Here are the payments based on a 30-year amortization, 2.5% variable rate. The basic math (factoring in stress test rate), for a mortgage with a 30-year amortization, every $100 payment, equates to roughly a $25,715 mortgage.


For those adding a revenue generating garage suite to their new infill, some lenders use 80% of the rental income offset.  Average garage suite rental rates will cover the mortgage on the suite and allow the clients to qualify for an additional $111,000 worth of mortgage (certain conditions may apply).

For those over 55 years old, using a CHIP reverse mortgage, you can increase the value of your property and generate a monthly income of $1,400. For those collecting Canada Pension Plan and Old Age Pensions, that revenue can double their monthly income.  

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We're dedicated to making your space work. Contact us with any questions. We're ready with answers.